Privacy Policy

Privacy Policy

We are committed to protecting your privacy and private information.


This statement of privacy applies to the site and Phase 3 Advisory Services, LTD.  For purposes of this Privacy Policy, unless otherwise noted, all references to Phase 3 Advisory Services, LTD include www.retirewiserchicago and Phase 3. The Phase 3 website is a Financial Services Blog site meant for education purposes only and does not constitute advice for your particular situation. Always consult your tax and financial advisor before making any financial decisions. By using this website, you consent to the data and practices described in this statement and consent to the information and practices described on our Social Media Disclosure page.


This site is controlled from the United States of America and the materials on this site are intended for residents of the following states only: IL, IN, WI.


Collection of Personal Information

We collect your information in order to record and support your participation in the activities you select. Phase 3 may collect personally identifiable information, such as your name, telephone or email address. We may gather additional personal or non-personal information in the future.

Information about your computer hardware and software may be automatically collected by Phase 3. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding the use of the website.


Outside Sites (Their Privacy Policies May Be Different)

This site contains links to other websites that may offer products, services or information that you may find useful. These sites may request information from you. Phase 3 encourages you to review the privacy statements of websites you chose to link to from so that you can understand how those websites collect, use and share your information. Phase 3 is not responsible for the privacy statements, privacy practices, content or claims on websites outside of


Use of Your Personal Information

Phase 3 collects and uses your personal information to operate this website and deliver the services you have requested.

Phase 3 may also use your personally identifiable information to inform you of other products or services available from Phase 3 and its affiliates. Phase 3 may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Phase 3 does not sell, rent or lease its customer lists to third parties.

Phase 3 may share data with trusted partners to help perform activities such as conducting statistical analysis, sending you email, providing customer support, registering you for a webinar or event and providing a requested product or service. All such third parties are prohibited from using your personal information except to provide these services to Phase 3, and they are required to maintain the confidentiality of your information.

Phase 3 may keep track of the websites and pages our users visit within, in order to determine what articles/posts and Phase 3 services are the most popular. This data is used to deliver customized content and advertising within to customers whose behavior indicates that they are interested in a particular subject area.


Phase 3 will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Phase 3 or this site; (b) to protect and defend the rights or property of Phase 3; and (c) act under exigent circumstances to protect the personal safety of users of this website or the public.


Use of Cookies

The Phase 3 website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Phase 3 pages, or register with Phase 3 site or services, a cookie helps Phase 3 to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Phase 3 website, the information you previously provided can be retrieved, so you can easily use the Phase 3 features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able fully experience the interactive features of this website or other websites you visit.


Opt-Out & Unsubscribe

If you opt-in to receive any free resources, download a free product, register for a training program, webinar or live event or purchase any product sold by us or promoted by you will automatically be subscribed to our free newsletter. We respect your privacy and if you wish to opt-out of receiving this newsletter you may do so at any time. We provide an unsubscribe link at the bottom of every email we send. If you have any trouble opting out you may contact us here:

Email: [email protected]

Phone: 847-520-5545

Changes to this Statement

Phase 3 may occasionally update this Statement of Privacy to reflect company and customer feedback. Phase 3 encourages you to periodically review this Statement to be informed of how Phase 3 is protecting your information.


Contact Information

Phase 3 welcomes your questions or comments regarding this Statement of Privacy. If you believe that Phase 3 has not adhered to this Statement, please contact Phase 3 at:

Phase 3 Advisory Services, LTD

1110 W. Lake Cook Road, Ste 265

Buffalo Grove, Illinois 60089

Email Address: [email protected]

Telephone number: 847-520-5545


Effective as of July 1, 2021

Securities offered through Royal Alliance Associates, Inc., member FINRA/SIPC. Insurance and investment advisory services offered through Phase 3 Advisory Services Ltd., a registered investment advisor not affiliated with Royal Alliance.

This communication is strictly intended for individuals residing in the states of AL, AZ, AR, CA, CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, NV, NM, NY, NC, OH, OK, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV, WI. No offers may be made or accepted from any resident outside the specific state(s) referenced.

1110 W. Lake Cook Road, Ste 265 ABC
Buffalo Grove, IL 60089
Phone: 847-520-5545 - Fax: 847-589-3308
Email: [email protected]